Home-buying & investment tools
Free, no-strings calculators to help you plan your move in St. John’s. Run the numbers, then reach out whenever you’d like to talk them through.
Mortgage Payment Calculator
Estimate your monthly payment with Canadian semi-annual compounding, the minimum down payment, and CMHC insurance built in — plus an amortization chart showing principal vs. interest over time.
Open the calculator →Rental Property Calculator
See the numbers on an investment property — cash flow, cap rate, cash-on-cash return, IRR, and total profit at sale, with a value/equity projection and a return-by-year view.
Open the calculator →Rent vs. Buy Calculator
Compare the total cost of renting and buying over time and find the year owning pays off — with Canadian mortgage math, CMHC, and a break-even chart.
Open the calculator →More tools on the way. Have one you’d find useful? Let me know.
Thinking about buying in St. John’s?
Whether you’re just running numbers or ready to start looking, I’m happy to help — no pressure.